Lou, an emergency Doctor, and Delma, an emergency Nurse, met later in life after previous relationships and needed to build their financial position to secure their desired retirement.
Lou and Delma were both quite sceptical of the value a financial adviser could provide. They had the impression that advisers were there to primarily sell a product for their own benefit. Also, given their ages, Lou was feeling some time pressure to rebuild his financial position.
Lou initially contacted us to invest money on behalf of his grandkids. Further discussions led to a review of Lou and Delma’s circumstances, what they wanted to achieve and how they were managing their money and investments. Importantly, there was a good fit from a personality perspective, and we were able to demonstrate a level of expertise that could directly improve their financial position.
After undertaking some detailed financial planning to optimize wealth arrangements (which has been monitored and adjusted several times over the years), we started the investment process. While initial investment success was meet with some scepticism about its sustainability, we now enjoy great banter with Lou. He regularly jokes about unrealistically high expectations and feigns disappointment at even outstanding investment returns.
We are proud to say that Lou and Delma are now comfortably retired. We take enormous satisfaction from the fact that we have been able to help Lou and Delma to secure their desired lifestyle. Our advice has directly led to the facilitation of retirement outcomes well beyond Lou and Delmas’ most optimistic expectations of less than a decade ago.